credit growth rate
tin tức về credit growth rate mới nhất
“We think that in 2020-2022, Vietnam may face negative impact from the trade war instead of short-term positive impact, ” said Tran Toan Thang from the Centre for Socio-Economic Information and Forecast (NCIF).
The credit growth rates of state-owned banks are decreasing, but rising at joint stock banks.
The warning about risks of funding BOT (build-operate-transfer) projects given two years ago is becoming a reality.
Outstanding loans to the real estate sector have been increasing steadily although Vietnam has been keeping tight control over lending.
Experts, citing figures and reports, affirmed that banks have not stopped funding real estate projects.
The gap among commercial banks is wideneing with top-tier banks leaving others far behind. However, they are not problem-free.
The central bank believes that the consumer finance market in Vietnam is still in an early development stage, and needs to be controlled strictly by risk management tools.
After reaping high profits and gaining growth of 30-40 percent in 2017-2018, Vietnam’s commercial banks have become cautious about their business plans for 2019.