Basel II

Điều kiện “đủ” để VietinBank có thể đáp ứng được Basel II là có mức vốn tự có phù hợp với quy mô tăng trưởng tổng tài sản trong đó có tăng trưởng tín dụng đáp ứng kịp thời nhu cầu vốn phục vụ nền kinh tế.

Overdue debts, which are increasing rapidly during Covid-19, will adversely affect business results and capital growth capability of many commercial banks in Vietnam.

 Ngân hàng SHB của ông Đỗ Quang Hiển hút vốn thêm nhiều ngàn tỷ đồng để nâng mạnh vốn điều lệ và vốn tự có cũng đã chạm ngưỡng 34 ngàn tỷ đồng. 

Many banks have adjusted business plans and set lower business targets as businesses, or bank clients, have been hit hard by Covid-19.

The race to increase the CASA portion among commercial banks has become fierce.

After two years of strong recovery and high growth, the banking sector is facing major challenges because of Covid-19.

VPBank vừa công bố đã hoàn thành triển khai xong việc tuân thủ trụ cột cuối cùng của Basel II - Quy trình đánh giá nội bộ về mức đủ vốn (ICAAP- Internal Capital Adequacy Assessment Process) trong số ba trụ cột cần hoàn thành của Basel II.

The banks will have to complete the transitional period to meet Basel II standards and begin the race for Basel III, and will also have to list shares and compete fiercely in the digital transformation process.

With Circular 22, which took effect on January 1, the State Bank of Vietnam (SBV) has laid a new block to restrict capital flow to the property sector.

The reliance of private enterprises, business households and individuals on bank credit has brought both positive and negative effects.

Eighteen commercial banks are listed on the bourse, but only one bank entered the bourse in 2019.

2019 witnessed low credit growth rate.

2019 has been a good year for the banking sector. Most commercial banks performed well with profit results exceeding the targets set earlier in the year.

Capital difficulties are putting pressure on some banks struggling to meet the central bank’s Basel II deadline of early next year, but experts suggest the central bank should not delay the process.

The BIDV’s sale of shares to South Korean investor, the technology upgrading race among banks and a series of moves taken by the central bank are the highlights of 2019.

Fitch analysts were upbeat about continued strong economic growth in Vietnam, which makes near-term stress unlikely and underpins their stable outlook for the banking sector.

Hai đại diện đầu tiên đạt chuẩn quốc tế Basel II, VIB và Vietcombank đã chứng minh hiệu quả kinh doanh và quản trị rủi ro vượt trội so với mặt bằng chung của ngành ngân hàng.