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Banks focus on increasing charter capital in second half of year

The race to increase charter capital in the banking industry is in a vibrant period and will continue in the remaining months of 2025, when a series of banks are approved to raise capital worth thousands of billions of Vietnamese dong.

Banks accelerate digitalisation, non-cash payments

Cashless payments are growing at an impressive rate, averaging 30–40% annually. Vietnam’s per capita cashless transaction volume now trails only China, with total value of 295.2 quadrillion VND (11.26 trillion USD), or 26 times of its GDP.

Credit boom in real estate and stocks raises red flags, central bank responds

Vietnam’s central bank clarifies concerns over capital inflows into real estate and stocks as credit growth hits double digits.

State Bank of Vietnam pushes rate cuts as economy grows 7.5%

The central bank called on credit organisations to cut costs and profits to lower lending rates further, supporting households and firms.

Banks dominate top 20 listed firms in H1

The first half of 2025 has revealed an impressive earnings landscape among listed enterprises, marked by the continued dominance of banks and the remarkable rise of select real estate players.

Vietnam updates rules for banks and kicks off domestic carbon market

Major new policies take effect this August, reshaping how state-owned banks and enterprises manage capital and launching Vietnam’s own carbon trading platform.

Big4 bank race: Vietcombank tops profit, VietinBank cuts staff sharply

Vietnam’s top four state-owned banks all saw rising profits, but only Agribank cut bad debt while VietinBank made a bold move with massive staff cuts.

Vietnam banks set new record in staff income in early 2025

Seven banks now offer average monthly salaries over 40 million VND, reflecting a new era of employee compensation in the banking sector.

SBV raises 2025 credit growth quota to support economic expansion

The State Bank of Vietnam (SBV) on Thursday announced that it has raised the credit growth target for commercial banks to support economic growth amid controlled inflation, in line with the Government’s directives.

Efforts urged to promote cashless payment

Relevant authorities are requested to swiftly implement measures to encourage non-cash transactions, enhance direction and guidance, and conduct widespread communication campaigns to promote cashless payments.

Banks in northern Vietnam suspend operations as Typhoon Wipha nears

Multiple banks temporarily close branches in Hai Phong, Quang Ninh, and other provinces due to storm impact.

Vietnam audit reveals financial sector’s cracks: Bad debts and poor returns

The State Audit of Vietnam has released its consolidated 2024 report, spotlighting multiple irregularities and inefficiencies across financial and banking institutions.

Vietnam banks reveal soaring H1 profits, NCB leads surge

A strong first half for Vietnamese banks with NCB’s remarkable growth and steady advances from state-run lenders.

Vietnam eyes credit quota removal to spark banking sector reform

The Vietnamese government is determined to achieve a GDP growth rate of 8% or higher this year, laying the groundwork for double-digit growth in the near future. Bank credit remains a vital channel for capital flow in this drive.

Vietnam’s credit conditions to remain stable in H2

Vietnam’s credit conditions will remain stable in the second half of 2025, supported by proactive fiscal measures and ongoing institutional reforms, according to analysts of the Vietnam Investors Service (VIS) Rating, an affiliate of Moody’s.

Central bank to assess compliance of banks in risk management

The State Bank of Vietnam (SBV) will deploy monitoring measures and tools to assess the compliance of commercial banks in implementing requirements related to risk management, especially compliance with Basel III international banking standards,.

More than 86 million bank accounts to be terminated from September 1

More than 86 million bank accounts that have not been biometrically authenticated or have been 'frozen' for a long time will be deleted starting September 1 to prevent fraud and cybercrime.

Vietnam’s digital banking race hinges on 750,000 tech hires

Vietnam’s banks face a looming tech talent crunch as demand for AI and fintech skills soars.

Small banks forecast to lead growth in H2

The small-sized banking group is expected to have the strongest growth rate of up to 35% thanks to boosting real estate credit from a low base and starting to accelerate bad debt handling.

With support from AI, banks slash disbursement time for loans

Around 97 percent of small and micro enterprises in the past could not access unsecured bank loans, but now banks are using AI to approve loan proposals more quickly.