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Loan market share concentrates in five largest banks as credit hits new record

Total outstanding loans at 30 domestic commercial banks reached a new peak of VND15.8 quadrillion (US$620 billion) by the end of 2025, with the five largest lenders accounting for more than half of the market.

A trillion-dong race: Vietcombank overtakes VPBank, MB surges

Vietnam’s banking sector closed 2025 with nearly VND1 quadrillion (US$40 billion) in charter capital, reshuffling the rankings at the top.

Banking giants expand rapidly, one lender tops VND3 quadrillion for first time

Eight Vietnamese banks have reached total assets of at least VND1 quadrillion (US$40 billion), marking a new milestone for the sector, with three private lenders entering the group for the first time.

Liquidity shocks are a sign of rising capital costs

This year’s sudden spike in overnight rates on the interbank market to around 17 percent per year in a single session startled many observers.

Banks warn of fake “transaction offices” used to scam victims

Staging fake “transaction offices” is a new scam tactic, fooling even tech-savvy people if they let their guard down.

Central bank moves to tighten AI use in banking

The State Bank of Vietnam (SBV) has moved to tighten oversight of artificial intelligence (AI) in the banking sector, requiring lenders and e-wallet providers to notify customers in advance when AI systems are used to interact directly with them.

Home loans in 2026: high interest rates and even stricter conditions

Rising deposit interest rates have pushed up lending rates at many banks as lenders seek to avoid shrinking profit margins.

Banking leaders born in the Year of the Horse

Three prominent banking executives - the chairman of ACB, the CEO of TPBank and the chairman of BaoViet Bank - share the zodiac sign of the Horse.

Banks offer diverse solutions to support SMEs

As SMEs play an increasingly vital role in the economy, banks are placing them at the center of credit growth strategies, rolling out tailored solutions to support businesses operating on tight cash flow.

15 banks cut staff in 2025, Big4 names appear on the list

Fifteen out of 28 domestic commercial banks that have published their fourth-quarter 2025 financial statements reported a decline in workforce compared to the end of 2024, highlighting a significant reshuffle in the banking sector.

ADB, SBV launch 2 million USD green banking initiative

The Asian Development Bank (ADB) and the State Bank of Vietnam (SBV) on January 30 jointly launched a 2 million USD initiative on green banking capacity development, aiming to help Vietnam scale up green and climate finance.

Vietnam’s restructured banks return to profit after years of losses

After several consecutive years of losses, all four Vietnamese banks under mandatory transfer - GPBank, Vikki Bank, VCBNeo, and MBV - have now reported profits for the year 2025, as confirmed by their respective parent institutions.

New legal framework for Mobile Money to take effect in Vietnam soon

The State Bank of Vietnam (SBV) has issued a decision promulgating an implementation plan for Government Decree No. 368/2025/ND-CP on the provision of Mobile Money services.

Vietnam's biometric surge powers digital banking overhaul

The banking industry's digital evolution has transcended basic workflow automation and IT modernisation, pivoting toward a robust ecosystem of digital data and identity infrastructure.

Small denominations not being phased out, says State Bank of Vietnam

The State Bank of Vietnam has officially refuted misleading information circulating on social media regarding the status of banknotes valued from 1,000 to 5,000 VND (approximately 0.04 to 0.20 USD).

UBS AG London joins VPBank’s list of major shareholders

Vietnam Prosperity Joint Stock Commercial Bank (VPBank) has just released an updated list of shareholders holding 1% or more of its charter capital, revealing the addition of a notable new foreign stakeholder.

2026 credit growth capped at 15%, experts say policy remains supportive

Experts urge businesses to improve transparency and planning to access bank loans under Vietnam’s adjusted credit policy.

Vietnamese banks post strong 2025 profits, but Sacombank falls short

As Vietcombank, BIDV, and MB delivered impressive year-end results, Sacombank stood out for the wrong reasons - reporting just 52% of its planned profit.

HDBank completes issuance of $100mil green bonds to international investors

HDBank has successfully completed its 100 million USD international green bond initiative in 2025 with the issuance of a second tranche worth 50 million USD to the Dutch Entrepreneurial Development Bank (FMO) and British International Investment.

To achieve double-digit growth, relying solely on bank credit is impossible

Demand for medium- and long-term capital for national key projects is very large, putting pressure on the credit institution system while increasing risks because capital for lending mainly comes from short-term deposits.