Vietnam’s State Audit has pointed to a range of inefficiencies across financial and banking institutions, including underutilized land, ineffective investments, and shortcomings in bad debt management.

The Japan International Cooperation Agency (JICA) and the Bank for Investment and Development of Vietnam (BIDV) on April 13 jointly announced a 50 million USD loan to support micro, small and medium-sized enterprises (MSMEs) in rural areas.

Deposit interest rates are showing signs of peaking after a prolonged upcycle, but there is limited room for a decline.

Commercial banks have reached strong consensus on reducing market interest rates to support businesses and individuals, committing to lower both deposit and lending rates following a high-level meeting.

Cashless payments have recorded impressive growth from the beginning of this year, with many transaction channels increasing by over 30%, showing a clear shift in consumer payment behaviour, according to the State Bank of Vietnam (SBV).

An inspection by the State Bank of Vietnam has uncovered a series of violations and shortcomings at Public Bank Vietnam, a wholly foreign-owned lender.

The monetary policy will remain proactive and flexible, closely coordinated with an appropriately expansionary fiscal policy to prioritise inflation control while supporting sustainable growth.

Nearly one million bank customers in Vietnam have narrowly avoided financial losses totaling close to VND4 trillion (US$164 million), thanks to a nationwide fraud monitoring system deployed by the State Bank of Vietnam.

The State Bank of Vietnam (SBV) has ordered credit institutions, foreign bank branches, and regional SBV offices to adopt concerted measures to stabilise interest rates, contributing to inflation control, macroeconomic stability, and economic growth.

Beginning April 1, payment account names at commercial banks must fully match information on citizens’ identity cards, in line with Circular No. 30/2025/TT-NHNN amending regulations on non-cash payment services.

A new agreement signed in Paris signals a deepening partnership to mobilize sustainable capital and support Vietnam’s green growth ambitions.

A debt portfolio exceeding VND1.055 trillion (approximately US$43 million) linked to multiple corporate borrowers is being prepared for auction, as banks step up efforts to resolve non-performing loans.

Thirty domestic commercial banks in Vietnam (excluding SCB and four banks under compulsory transfer) contributed nearly VND73.5 trillion to the state budget through corporate income tax (CIT) in 2025, equivalent to roughly $3 billion.

A draft circular proposes increasing the threshold to 400 million VND for loans issued by credit institutions and 200 million VND for those provided by people’s credit funds.

According to Brand Finance’s Banking 500 2026, Vietnam is represented by 13 banking brands in the global rankings, seven of which demonstrate notable double digit-growth over the past year, reflecting a progressive financial ecosystem.

Four Vietnamese banks have secured spots among the world’s 100 strongest banking brands in the Brand Finance Banking 500 2026 report, highlighting the rising global profile of Vietnam’s banking industry.

In the coming period, the SBV will calibrate interest rate management in line with macroeconomic developments and inflation trends, while requiring credit institutions to publicly disclose lending rates to enhance transparency.

The State Bank of Vietnam has approved the appointment of Nguyen Duc Thuy as CEO of Sacombank, marking a new phase in the lender’s restructuring roadmap.

In a recent forecast for 2026, Vietcombank Securities Company projected credit growth across the entire banking sector of around 16 to 18%, exceeding the SBV’s 15% target.