Experts believe the current gap between loan growth and deposit growth mainly reflects a shift in capital structure, rather than a system-wide liquidity shortage.

The dollar fever that once caused headaches for regulators, organizations, and investors has suddenly cooled as interest rates ticked up.

According to ADB, to realise its goal of becoming one of the world’s top 15 agricultural exporters by 2030, Vietnam will need substantial capital, estimated at nearly 100 billion USD.

Vietnam’s banks will freeze mobile and internet banking for users who fail to update biometric data by January 1.

Under a draft circular to replace Circular 32/2024/TT-NHNN, now open for public comment, many administrative procedures for establishing and relocating commercial bank branches and transaction offices will be significantly shortened.

Vietnam has officially launched a preferential credit program aimed at financing key infrastructure projects in power, transport, and strategic technologies, with participation from 21 commercial banks.

Authorities have identified nearly 600,000 payment accounts and e-wallets suspected of fraud or legal violations in 2025.

VietinBank has emerged as the most aggressive player in streamlining operations, closing 72 transaction offices in the first nine months of 2025, according to third-quarter financial reports and official disclosures from banks.

The State Bank of Vietnam has issued Circular No. 45/2025, amending and supplementing several provisions of Circular No. 18/2024 on banking card operations. The new regulation will come into effect on January 5, 2026.

The State Bank of Vietnam (SBV) has issued an urgent directive requiring credit institutions to implement relief measures for customers impacted by Typhoons No. 12 and 13 across central Vietnam.

Under the new regulations, customers must use a chip-based ID card, a standard ID card, or a level-2 electronic ID for identity verification. Passports will no longer be considered valid identification documents for banking procedures.

Massive debts owed by companies in the fertilizer and logistics sectors continue to go unsold despite multiple auction attempts by major banks.

Vietnam’s banks are bracing for a new wave of debt recovery as Resolution No 42/2017/QH14 is codified into the amended Law on Credit Institutions, with analysts warning that the full benefits will only be visible from the second half of 2026.

A conference discussing the building of an international financial centre (IFC) in Vietnam was held under the chair of Prime Minister Pham Minh Chinh on November 1.

Following a recent data breach at the National Credit Information Centre (CIC) and a surge in online scams, Vietnamese banks are stepping up cross-sector collaboration to protect financial data.

After nearly a year of mandatory transfer, four banks — CBBank, Oceanbank, GPBank and DongABank — have shown significant improvements in operations, finance and technology.

Vietnam's bank credit by September 29 this year increased by 13.37% compared to the end of 2024.

Over the past time, the central bank has identified some 600,000 accounts showing suspicious activity. Through collaboration with banks, authorities warned nearly 300,000 customers and blocked transactions totaling around 1.5 trillion VND.

The banking sector digitizes at record pace as customer behavior shifts and data becomes a key asset.