Deposit interest rates have continued to cool, with 42 banks cutting rates by 0.1-0.5 percentage points since the State Bank of Vietnam (SBV) Governor met commercial banks in early April 2026.

For the first time, Vietnam’s banking system is preparing to see a group of lenders surpass VND100 trillion (US$3.9 billion) in charter capital.

While many family businesses in Vietnam are still struggling with succession planning, the banking sector appears to be one step ahead.

Vietnam's banking sector is stepping up digital transformation, expanding cashless payments, strengthening system security, and promoting inclusive digital financial services to better serve people and businesses.

As financial fraud and online scams become increasingly sophisticated, Vietnamese banks are tightening transaction controls and deploying digital tools to detect risks earlier and better protect customers.​

Vietnam introduces sweeping financial and tax adjustments, reshaping compliance rules while closing loopholes in high-value transactions.

VN Maritime Commercial JSB said it stops processing instant 24/7 transfers for transactions above VND500 million ($20,000) from May 1, shifting such payments to standard processing that take at least four hours or until the next working day.

According to Senior Colonel Nguyen Hong Quan, Deputy Director of Department A05, with the support of AI, cyberspace has become a "dynamic battlefield" where offensive and defensive activities occur continuously and at an ever-increasing speed.

The State Bank of Vietnam (SBV) has granted a licence for the establishment of a wholly foreign-owned bank to the Industrial Bank of Korea (IBK).

The world economy is facing many uncertainties, and geopolitical tensions have not cooled down, causing increasing pressure on monetary policy management for the banking sector and the new Governor of the State Bank of Vietnam (SBV) Pham Duc An.

The Ho Chi Minh City People’s Court on April 17 opened a first-instance trial against Nguyen The Binh and co-defendants over lending violations that inflicted losses of more than 1 trillion VND (38.4 million USD) on the state budget.

Vietnam’s State Audit has pointed to a range of inefficiencies across financial and banking institutions, including underutilized land, ineffective investments, and shortcomings in bad debt management.

The Japan International Cooperation Agency (JICA) and the Bank for Investment and Development of Vietnam (BIDV) on April 13 jointly announced a 50 million USD loan to support micro, small and medium-sized enterprises (MSMEs) in rural areas.

Deposit interest rates are showing signs of peaking after a prolonged upcycle, but there is limited room for a decline.

Commercial banks have reached strong consensus on reducing market interest rates to support businesses and individuals, committing to lower both deposit and lending rates following a high-level meeting.

Cashless payments have recorded impressive growth from the beginning of this year, with many transaction channels increasing by over 30%, showing a clear shift in consumer payment behaviour, according to the State Bank of Vietnam (SBV).

An inspection by the State Bank of Vietnam has uncovered a series of violations and shortcomings at Public Bank Vietnam, a wholly foreign-owned lender.

The monetary policy will remain proactive and flexible, closely coordinated with an appropriately expansionary fiscal policy to prioritise inflation control while supporting sustainable growth.

Nearly one million bank customers in Vietnam have narrowly avoided financial losses totaling close to VND4 trillion (US$164 million), thanks to a nationwide fraud monitoring system deployed by the State Bank of Vietnam.