These includes debts which are overdue for more than 360 days; debts which are rescheduled for the first time and remaining overdue of less than 90 days in the term of rescheduled loan; and debts which must be recovered according to an inspection conclusion issued by the State bank of Vietnam but still be non-recoverable 60 days late from the missed deadline for recovery.

Of which, VietinBank has the highest irretrievable debts of nearly VND10.5 trillion, up nearly 11 percent compared to the beginning of this year.

BIDV has VND17.8 trillion of bad debts, of which more than VND7.2 trillion is irretrievable debts, followed by Sacombank, Vietcombank and SHB.

Banks with highest risk of losing money in total bad debts include Vietcombank with 71 percent, Sacombank with 87 percent, SHB with 74 percent, Techcombank with 79 percent, VIB with 76 percent and ACB with 79 percent. SGGP

Che Han