According to data from the State Bank of Vietnam, Region 2 Branch, total remittances transferred to Ho Chi Minh City through credit institutions and economic organizations in 2025 reached more than $10.34 billion, up 8.3 percent compared with 2024, when the figure stood at around $9.55 billion. This continues to represent a significant financial resource for the economy.

New regulations create broader access for overseas Vietnamese

According to Matthew Powell, Director of Savills Hanoi, new provisions in the 2024 Land Law and the amended Law on Real Estate Business have introduced important changes for overseas Vietnamese.

“These adjustments help the market operate more transparently, while allowing overseas Vietnamese to access and exercise property transaction rights equivalent to those of Vietnamese citizens residing in the country,” Powell noted.

Market analysts emphasize that a clear legal framework is central to enhancing investor confidence, especially as many overseas Vietnamese continue to maintain family and economic connections, and travel frequently between Vietnam and their countries of residence.

The revisions provide a firmer legal basis for decision-making.

According to Dr. Can Van Luc, Chief Economist at BIDV and a member of the Prime Minister’s Economic Advisory Group, beyond legal considerations, political stability remains one of the fundamental pillars fostering long-term confidence among overseas Vietnamese investors.

At the same time, other drivers such as foreign direct investment inflows, adjustments in investment policy, and accelerated transport infrastructure development - including roads, railways and airport systems - are opening up new growth areas nationwide.

Apartments lead overseas Vietnamese investment flows

Recent research indicates that most overseas Vietnamese investing in Vietnam’s property market prioritize the apartment segment.

Powell explains that flexible payment mechanisms are among the key reasons behind this trend.

Apartments are typically sold off-plan, with payments staggered across different construction phases, making them more manageable than landed houses that often require large lump-sum payments.

In many cases, developers also offer financial support policies that ease cash flow pressure for investors.

In addition, many overseas Vietnamese investors are familiar with major developers, particularly those with international elements, which further reinforces confidence when entering the market.

Apartments are often viewed as a suitable first step to “test the waters” before making larger-scale investment decisions.

Regarding selection criteria, Savills notes that overseas Vietnamese generally do not differ significantly from other investor groups.

Key considerations include location, surrounding infrastructure, capital appreciation potential, rental prospects and rental yield.

For investors not residing in Vietnam, property is often purchased for investment or leasing purposes.

As such, operational capacity, tenant attractiveness and transparency in the investment process become particularly important factors.

Beyond major urban centers such as Ho Chi Minh City and Hanoi, stable markets like Da Nang are increasingly considered appropriate entry points for foreign investors, including overseas Vietnamese.

These locations benefit from relatively clear planning frameworks, synchronized infrastructure and product structures that allow performance to be more easily assessed.

Moreover, amenities systems, project quality, overall area development and clear legal status continue to play pivotal roles in long-term investment decisions.

Ha Anh (Nhan Dan)