The Asian Banker’s awards are based on a rigorous evaluation process, measuring institutions against stringent global standards for operational efficiency, service quality, and the ability to deliver tangible value to users. This latest accolade in 2026 confirms that TNEX has not only maintained its momentum but has continuously evolved to meet the increasingly sophisticated demands of the global financial industry.

Rising to Global Standards
The Asian Banker’s awards are widely regarded as a benchmark of excellence within the financial sector. Winners are selected based on five key pillars: customer quality and scale, product and market coverage, financial performance, balance sheet health, and capital strength. TNEX’s achievement this year underscores that the bank’s digital model is thriving not only in terms of scale but also in its adherence to international standards for operation and financial efficiency.

In an era where the digital financial market is shifting away from pure user-growth metrics, institutions like TNEX are gaining international recognition for their ability to generate real-world value, implement intelligent risk management, and build sustainable financial foundations. These attributes are now the defining factors that allow TNEX to stand out on the international stage.

A Four-Year Journey of Resilience and Excellence
Looking back on its journey since 2022, receiving the "Best Digital Bank in Vietnam" title for the fourth time is a testament to TNEX’s strategic consistency. By prioritizing a solid financial foundation and technology-driven user experience over short-term "growth at all costs," the bank has successfully charted a course for sustainable success.

Complementing its inclusion in the "World’s Top 100 Digital Banks Ranking 2026" by TABInsights this past May, this latest award from The Asian Banker serves as a definitive validation of Vietnam’s growing capability in the digital finance space. These milestones highlight the maturation of the domestic model, signaling a transition from merely catching up with global trends to confidently setting standards of its own.

With the steadfast support of its parent institution, MSB (Maritime Bank), TNEX has optimized its fully digital operating model, completely eliminating reliance on traditional brick-and-mortar branches. By leveraging a robust technological and data-driven infrastructure, TNEX has reduced approval times to just five seconds, providing seamless services to over 2.6 million users.

Furthermore, TNEX’s strategy of expanding its ecosystem through partnerships with major entities such as ZaloPay, Fiza, Viettel Post, Metro HCM, and KiotViet has significantly broadened its reach to both individual consumers and the SME community. The bank’s impressive 2025 performance—marked by an 84% increase in total assets, a sevenfold rise in revenue from key products, and a 30% reduction in early-delinquency rates—provided the core evidence required to impress the international panel of judges.

TNEX’s recognition as the "Best Digital Bank in Vietnam 2026" is more than a corporate milestone; it is a proud reflection of the growing potential and competitive spirit of Vietnam’s digital financial sector. As TNEX moves toward the 2026–2029 period, it remains committed to balancing rapid growth with prudent risk management, solidifying its role as a strategic growth engine within the MSB ecosystem while continuing to leave a significant footprint on the global financial landscape.