The maximum ratio of short-term capital used for medium- and long-term lending by credit institutions will be raised from the current 30% to 40% from July 1, according to a newly issued circular from the State Bank of Vietnam (SBV).

The State Bank is encouraging commercial lenders to support large-scale national development projects while maintaining risk controls.

The VN central bank will continue operating with 20 units while adjusting the names of several departments, introducing new provisions governing the Transaction Center and Regional State Bank branches, and reorganizing specialized divisions.

Vietnam’s central bank has moved to encourage lending to social housing and industrial parks by relaxing credit growth calculations for participating banks.

Vietnam's banking sector is stepping up digital transformation, expanding cashless payments, strengthening system security, and promoting inclusive digital financial services to better serve people and businesses.

The State Bank of Vietnam is drafting a new circular to revise foreign exchange management regulations for FDI into Vietnam, in order to align the framework with recent changes in investment law and evolving market practices.

Eleven enterprises and credit institutions have submitted applications to be licensed for gold bar production and raw gold imports, as Vietnam’s central bank intensifies efforts to stabilize the gold market.

Commercial banks have reached strong consensus on reducing market interest rates to support businesses and individuals, committing to lower both deposit and lending rates following a high-level meeting.

Cashless payments have recorded impressive growth from the beginning of this year, with many transaction channels increasing by over 30%, showing a clear shift in consumer payment behaviour, according to the State Bank of Vietnam (SBV).

The monetary policy will remain proactive and flexible, closely coordinated with an appropriately expansionary fiscal policy to prioritise inflation control while supporting sustainable growth.

The State Bank of Vietnam (SBV) has ordered credit institutions, foreign bank branches, and regional SBV offices to adopt concerted measures to stabilise interest rates, contributing to inflation control, macroeconomic stability, and economic growth.

The State Bank of Vietnam has warned that rising geopolitical tensions in the Middle East are putting pressure on the country’s exchange rate and domestic monetary market.

In the coming period, the SBV will calibrate interest rate management in line with macroeconomic developments and inflation trends, while requiring credit institutions to publicly disclose lending rates to enhance transparency.

The State Bank of Vietnam (SBV) has moved to tighten oversight of artificial intelligence (AI) in the banking sector, requiring lenders and e-wallet providers to notify customers in advance when AI systems are used to interact directly with them.

The Asian Development Bank (ADB) and the State Bank of Vietnam (SBV) on January 30 jointly launched a 2 million USD initiative on green banking capacity development, aiming to help Vietnam scale up green and climate finance.

The State Bank of Vietnam (SBV) has issued a decision promulgating an implementation plan for Government Decree No. 368/2025/ND-CP on the provision of Mobile Money services.

The State Bank of Vietnam has officially refuted misleading information circulating on social media regarding the status of banknotes valued from 1,000 to 5,000 VND (approximately 0.04 to 0.20 USD).

In a move to balance economic support and inflation control, Vietnam’s central bank plans to guide credit growth around 15% in 2026, with flexible adjustments.

The State Bank of Vietnam has received applications from nine banks and businesses seeking licenses to produce gold bars, signaling a shift toward liberalizing the gold market under new government regulations.