Basel II

Update news Basel II

Large banks as well as smaller ones are seeking foreign investors in today's competitive market.

Resources to deal with bad debts pending

Established six years ago by the government, the Vietnam Asset Management Company (VAMC) has not been very effective.

Bank loans keep flowing to real estate projects

Experts, citing figures and reports, affirmed that banks have not stopped funding real estate projects.

Vietnam cautious about interest rate policy

Vietnam is following a skeptical interest rate policy, with few and minor adjustments.

VN banks thrive with satisfactory profits, despite low credit growth

Many commercial banks have reported profits of trillions of dong in the first half of the year.

Experts see low risks in seeking foreign capital

Vietnamese commercial banks have been seeking capital from overseas for the last two years.

 

State-invested banks struggle to increase capital

If the four state invested banks cannot raise their charter capital, the safety of their operations will be affected, according to the Vietnam Banking Association (VNBA).

Vietnamese banks hurry to implement Basel II in 2019

A bunch of Vietnamese banks are in the race to meet the requirements on capital adequacy ratio (CAR) following Basel II standards right in 2019, one year earlier than the deadline for implementation on January 1, 2020.

 

Should the state spend money to raise capital in state-owned banks?

Experts can see high risks in using money from the state budget to increase the charter capital of state-owned banks.

Vietnam’s banks strive to meet Basel II standards

Vietnam’s banks are having difficulties meeting Basel II standards, including the quality of database, the qualifications of staff, technology infrastructure, training, and budget for consultants.

Banks report high profits, but decide not to pay dividends

Banks, which all reported big profits for 2018, are using the money to improve their financial capability.

Banks cautious about profit targets for 2019

After reaping high profits and gaining growth of 30-40 percent in 2017-2018, Vietnam’s commercial banks have become cautious about their business plans for 2019.

Basel II may trigger new M&A trend

VietNamNet Bridge - Commercial banks will be under pressure to meet Basel II capital standards, which could prompt them to think of M&A (merger & acquisition) as a solution for growth.

Vietnam’s banking sector eyed by foreign investors

VietNamNet Bridge - Analysts say the banking sector will attract huge foreign capital in 2019 as banks need to call for more capital.

Bank profits: private firms surpass state-owned giants

VietNamNet Bridge - Four state-owned banks are known as the ‘big four’ with a large scale and profit. But private banks ‘made things happen’ in 2018.

Vietnamese banks prepare for Basel II standards

VietNamNet Bridge - Vietcombank and VIB Bank have become the two first Vietnamese banks which have received approval from the State Bank of Vietnam (SBV) to apply Basel II standards.

Banks rush to make outward investments as Vietnam signs more FTAs

More Vietnam’s commercial banks are entering regional markets. In the first 11 months of the year, Vietnamese enterprises registered $357.5 million worth of outward investment. Of this, $105.7 million was registered for banking projects. 

Vietnam’s banks nearing Basel II standards

VietNamNet Bridge - While banks in other countries are following standards of Basel III, Vietnam has only two banks expected to be recognized as meeting Basel II standards in the time to come.

Vietnam’s banks: small capital, low technology, bad debt

VietNamNet Bridge - While commercial banks in the world are changing fast to adapt to the 4.0 industrial revolution, Vietnam’s banks are still busy trying to raise capital.

VN banks believe 2018 profit target within reach

VietNamNet Bridge - The credit growth rate this year is lower than 2017, but banks’ profit is predicted to be 20-25 percent higher.