Management of product and portfolio
- To develop new business strategies, initiatives in the area of pay later products aligned with strategy of the company.
- To develop product features/ benefits, launch acquisition campaigns to attract new customers, set pricing for pay later products which are tailored
- for each customer segment, market demand
- Engage with cross functional teams at VPB SMBC FC to develop, implement initiatives, corrective actions in term of selling process, product
- characteristics, marketing campaign, risk performance and other aspects.
- Monitor business performance in multi dimensions (revenue driver, acquisition cost, risk performance, portfolio movements, operational
- performance indicators)
- Highlight deviations in products performance, potential sources of growth/ improvement and suggest corrective actions accordingly.
- Develop and update product program reflecting significant changes in term of financial drivers, risk performance, risk policy, distribution,
- underwriting, operation processes, etc…
- Work with Partnership Acquisition Management team to come up with suitable product offers for customer segment from partners, and manage
- product to ensure revenue and profit of the corresponding partnership channels
- Build and maintain a professional, mutually beneficial and sustainable relationship with external partners of each cooperation projectUpdate knowledge of product
Update knowledge of product
- Maintain up-to-date knowledge of regulations related to loan and card
- Maintain an in-depth knowledge and trends of pay later products through market research, reading reports, financial analysis
Leadership Responsibilities
- Coach and develop unit members, and influence them to take accountability for their assigned work
- Collect best practice and share with staff to ensure high caliber of staff
- Build talent and capabilities within the taskforce unit
Daily BAU Responsibilities
- Identify and propose solutions to solve day-to-day business and project issues
- Escalate the issue to higher level to make sure problem quickly solved
- Proactively proposed practical solution to fix the issues
- Any additional ad-hoc tasks as required
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