• Cooperate actively with providers to develop, test, validate and monitor the Credit Scoring Models, include application, behavior, collection scoring etc.
• Work on the end-to-end model development cycle, from data gathering and cleansing to the documentation.
• Continuously analyze the effectiveness of models to optimize the application of all of the scoring systems to enhance credit portfolio quality and keep portfolio heathy and sustainable.
• Communicate with technical people in order to define and specify key data requirements to support modelling approaches include evaluate data quality.
• Built the other models related to the entire consumer credit life cycle, including underwriting, Xsell and Top-up, debt sale, etc.
• Other responsibilities when required.

Education level, certification:

• Proficient in use ofvisualization tools.
• Bachelor or higher graduated in Economics, Finance – banking, IT (computer science, data science, etc.)
• Strong knowledge of how to build and work with relational database (SQL, SAS, Oracle, etc.)

Experience:

• Minimum 2 years of experience in related job.

• Experience of risk management practices within the Vietnam banking / consumer finance industry and familiarity with credit risk exposure calculation methodologies & tools would be desirable but not essential.

Individual Characteristics:

• Team working.
• Excellent problem solving and quantitative skills
• Ability to write and think clearly and to reduce complex concepts to their simplest form.
• Highly self-motivated.

• Job type : Permanent
• Salary: Competitive