Utilize data analytics tool to process data of customers to figure out insights and behavior in order to initiate credit policy and make evaluation among options with the purpose of optimizing portfolio and mitigating NPL;
Analyze portfolio quality and profitability, support to make reports to Risk Management and Settlement Committee;
Perform analysis with multiple dimensions and propose strategy according to insight analysis;
Support to develop product loss rate calculation methodology;
Monitor regularly product/portfolio loss rate, to identify loss rate correlation with product changes, support onboarding process adjustments, credit risk policies and decision-making process changes;
Support product profitability calculation for both new product approval process and significant product changes;
Work with IT, BICC, BD, Sales, Finance to cooperate within different business tasks;
Perform analysis with multiple dimensions and propose strategy according to insight analysis;
Other tasks assigned by Manager.
Job Requirement
University degree in finance, economic, mathematics, statistics, MIS.
3 years of experiences in data analysis, Consumer Finance or Retail Banking is preferred
Experience in Retail Loan portfolio management
Solid knowledge in Credit Risk and Risk Management
Proficient in using Excel, SQL to conduct analysis, understand risk indicators and banking MIS is a plus
We were founded as Consumer Finance Division of Vietnam Prosperity Joint-Stock Commercial Bank (VPBank). In 2015, we successfully transferred to an...Detail
We were founded as Consumer Finance Division of Vietnam Prosperity Joint-Stock Commercial Bank (VPBank). In 2015, we successfully transferred to an independent company with the Brand FE CREDIT. Since then, we continuously have been enlarging and taking the leadership of consumer finance market in Vietnam. Our success is built on serving the best sake of our customers; we are keen on designing new products with add-on values to customers with our philosophy of Fast and Easy. In 2021, FE CREDIT & SMBC FC have a strategic partnership and is valued at US$2.8 billion.
We have long nourished the determination to professionalise our operations. We embrace a strong organisational culture with a shared aspiration and values which allows us to act as a united and focused company.
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