1. Collect credit risk data

- Establish data infrastructure requirements for risk management for retail & small BB credit portfolios.

- Develop tools and measures to identify credit risks for retail & small BB customers.

2. Credit limits, credit risks management

3. Develop early warning and risk monitoring

- Develop Policies, Products, Tools, Mechanism relating to early warning and risk monitoring of retail & small BB customers.

- Perform risk scenario analysis, stress test and early warning management.

- Coordinate with RBG & Small BB in training business units on risk identification and early warning.

4. Retail portfolio management

- Identify, control and evaluate the portfolio quality of the retail banking & small BB segment.

- Prepare periodic reports and adhoc analysis reports on portfolio and analyse as required by BOM, BOD and related units.

- Enhance to improve report quality and optimize content on portfolio management.

5. Calculate the capital requirements for credit risk in accordance with Regulations.

6. Risk management by retail & small BB segment including identifying, measuring, mitigating and reporting credit risk: Monitoring the progress of risk remediation, monitoring the debt portfolio that needs special monitoring.

·  2-3 years experience in DA, Risk Management

· Excellent knowledge of analytical tools Python, SQL,...

 · Sufficient knowledge of Microsoft Office (Word, Excel, PowerPoint,Outlook,...).

· Proficient in data visualization tools (Tableau, PowerBI,) is a plus.

· Excellent English reporting skills.

· A methodical and logical approach, ability to plan work and meet deadlines.

· An understanding of the ethics of gathering and working with data, accuracy, and attention to detail.

· Open mindset, ability to quickly adapt new technologies /new bank working environment and learn new practice

*** Benefits:

- Salary: 25 - 35 million

- Participate in advanced training courses of Techcombank

- Be informed of the latest real-life trends from the No. 1 Experts/Senior Managers in the Vietnamese market.

- Share a clear promotion path with close companionship from management;

- ️Receive comprehensive care with Aon Care Health Insurance; Periodic health check-ups, bank birthdays, teambuilding, year-end parties, etc.

• Bằng cấp: Đại học
• Độ tuổi: Không giới hạn tuổi
• Hình thức: Nhân viên chính thức
• Lương: 25 Tr - 35 Tr VND